Call reports 2020
COMMERCE BANK — 2020
What COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 532,437,000 | 550,037,000 | 559,257,000 | 582,677,000 |
| Total loans | 195,750,000 | 203,667,000 | 202,331,000 | 201,200,000 |
| Allowance for loan losses | 2,167,000 | 2,258,000 | 2,489,000 | 2,722,000 |
| Securities available for sale | 280,970,000 | 243,477,000 | 278,163,000 | 225,768,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,532,000 | 444,484,000 | 451,008,000 | 475,552,000 |
| Interest-bearing deposits | 282,079,000 | 293,280,000 | 301,023,000 | 320,523,000 |
| Noninterest-bearing deposits | 124,453,000 | 151,204,000 | 149,985,000 | 155,029,000 |
| Equity capital | 98,263,000 | 99,338,000 | 102,267,000 | 102,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,357,000 | 8,783,000 | 12,441,000 | 15,845,000 |
| Interest expense | 659,000 | 1,153,000 | 1,555,000 | 1,874,000 |
| Net interest income | 3,698,000 | 7,630,000 | 10,886,000 | 13,971,000 |
| Noninterest income | 1,046,000 | 1,970,000 | 5,272,000 | 6,375,000 |
| Noninterest expense | 2,262,000 | 4,394,000 | 6,689,000 | 8,489,000 |
| Provision for loan losses | 469,000 | 641,000 | 880,000 | 1,144,000 |
| Pretax income | 2,061,000 | 4,638,000 | 8,662,000 | 10,777,000 |
| Income tax | 442,000 | 992,000 | 1,396,000 | 1,809,000 |
| Net income | 1,619,000 | 3,646,000 | 7,266,000 | 8,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,078,000 | 88,103,000 | 91,725,000 | 93,426,000 |
| Total capital | 88,311,000 | 90,424,000 | 94,268,000 | 96,240,000 |
| Risk-weighted assets | 258,516,000 | 256,873,000 | 259,439,000 | 262,102,000 |