Call reports 2019
COMMERCE BANK — 2019
What COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 601,246,000 | 539,684,000 | 516,021,000 | 508,218,000 |
| Total loans | 192,953,000 | 195,239,000 | 193,979,000 | 199,751,000 |
| Allowance for loan losses | 1,749,000 | 1,996,000 | 1,858,000 | 2,114,000 |
| Securities available for sale | 287,675,000 | 293,444,000 | 272,905,000 | 265,639,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,229,000 | 420,097,000 | 404,777,000 | 401,778,000 |
| Interest-bearing deposits | 365,040,000 | 290,572,000 | 270,442,000 | 280,708,000 |
| Noninterest-bearing deposits | 130,189,000 | 129,525,000 | 134,335,000 | 121,070,000 |
| Equity capital | 97,841,000 | 95,352,000 | 97,942,000 | 99,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,188,000 | 10,204,000 | 14,933,000 | 19,178,000 |
| Interest expense | 753,000 | 1,518,000 | 2,255,000 | 2,908,000 |
| Net interest income | 4,435,000 | 8,686,000 | 12,678,000 | 16,270,000 |
| Noninterest income | 986,000 | 2,036,000 | 3,136,000 | 4,236,000 |
| Noninterest expense | 2,069,000 | 4,387,000 | 6,736,000 | 8,918,000 |
| Provision for loan losses | -67,000 | 238,000 | 75,000 | 367,000 |
| Pretax income | 3,455,000 | 6,175,000 | 9,104,000 | 11,308,000 |
| Income tax | 739,000 | 1,322,000 | 1,947,000 | 2,373,000 |
| Net income | 2,716,000 | 4,853,000 | 7,157,000 | 8,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,021,000 | 87,159,000 | 89,462,000 | 91,239,000 |
| Total capital | 93,815,000 | 89,195,000 | 91,374,000 | 93,396,000 |
| Risk-weighted assets | 271,728,000 | 258,457,000 | 254,429,000 | 261,946,000 |