Call reports 2017
COMMERCE BANK — 2017
What COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 585,876,000 | 593,848,000 | 559,928,000 | 535,317,000 |
| Total loans | 163,368,000 | 171,542,000 | 171,215,000 | 174,594,000 |
| Allowance for loan losses | 2,503,000 | 2,619,000 | 2,136,000 | 1,911,000 |
| Securities available for sale | 375,126,000 | 359,408,000 | 340,939,000 | 320,348,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,437,000 | 481,775,000 | 451,894,000 | 444,366,000 |
| Interest-bearing deposits | 367,159,000 | 350,233,000 | 320,897,000 | 313,305,000 |
| Noninterest-bearing deposits | 129,278,000 | 131,542,000 | 130,997,000 | 131,061,000 |
| Equity capital | 82,275,000 | 84,748,000 | 84,566,000 | 85,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,105,000 | 8,443,000 | 12,852,000 | 17,132,000 |
| Interest expense | 331,000 | 651,000 | 984,000 | 1,344,000 |
| Net interest income | 3,774,000 | 7,792,000 | 11,868,000 | 15,788,000 |
| Noninterest income | 923,000 | 1,844,000 | 2,913,000 | 3,881,000 |
| Noninterest expense | 1,872,000 | 3,937,000 | 5,908,000 | 7,899,000 |
| Provision for loan losses | 265,000 | 321,000 | -528,000 | -576,000 |
| Pretax income | 2,542,000 | 5,089,000 | 9,112,000 | 12,057,000 |
| Income tax | 885,000 | 1,770,000 | 3,173,000 | 3,492,000 |
| Net income | 1,657,000 | 3,319,000 | 5,939,000 | 8,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,423,000 | 77,109,000 | 76,725,000 | 79,330,000 |
| Total capital | 77,958,000 | 79,757,000 | 78,894,000 | 81,278,000 |
| Risk-weighted assets | 235,529,000 | 242,438,000 | 237,726,000 | 238,836,000 |