Call reports 2016
COMMERCE BANK — 2016
What COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 584,273,000 | 573,415,000 | 536,824,000 | 585,920,000 |
| Total loans | 137,374,000 | 144,574,000 | 152,763,000 | 157,931,000 |
| Allowance for loan losses | 1,977,000 | 1,303,000 | 2,054,000 | 2,290,000 |
| Securities available for sale | 405,578,000 | 385,644,000 | 342,266,000 | 341,057,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,279,000 | 455,427,000 | 444,341,000 | 499,579,000 |
| Interest-bearing deposits | 348,109,000 | 341,438,000 | 323,961,000 | 378,436,000 |
| Noninterest-bearing deposits | 119,170,000 | 113,989,000 | 120,380,000 | 121,143,000 |
| Equity capital | 85,002,000 | 86,796,000 | 83,033,000 | 80,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 7,890,000 | 11,781,000 | 15,616,000 |
| Interest expense | 265,000 | 588,000 | 883,000 | 1,187,000 |
| Net interest income | 3,520,000 | 7,302,000 | 10,898,000 | 14,429,000 |
| Noninterest income | 937,000 | 1,910,000 | 2,976,000 | 3,963,000 |
| Noninterest expense | 1,959,000 | 4,148,000 | 6,211,000 | 7,795,000 |
| Provision for loan losses | 739,000 | 1,889,000 | 2,667,000 | 2,932,000 |
| Pretax income | 1,759,000 | 3,285,000 | 4,852,000 | 7,521,000 |
| Income tax | 608,000 | 1,140,000 | 1,666,000 | 2,594,000 |
| Net income | 1,151,000 | 2,145,000 | 3,186,000 | 4,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,030,000 | 75,027,000 | 72,068,000 | 73,765,000 |
| Total capital | 76,075,000 | 76,406,000 | 74,179,000 | 76,093,000 |
| Risk-weighted assets | 210,110,000 | 219,121,000 | 213,817,000 | 231,656,000 |