Call reports 2015
COMMERCE BANK — 2015
What COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 596,809,000 | 571,188,000 | 560,763,000 | 563,424,000 |
| Total loans | 119,627,000 | 120,203,000 | 131,453,000 | 133,820,000 |
| Allowance for loan losses | 911,000 | 902,000 | 1,105,000 | 1,279,000 |
| Securities available for sale | 436,656,000 | 410,866,000 | 390,702,000 | 368,217,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,871,000 | 444,661,000 | 426,095,000 | 473,728,000 |
| Interest-bearing deposits | 355,036,000 | 336,557,000 | 317,556,000 | 356,710,000 |
| Noninterest-bearing deposits | 103,835,000 | 108,104,000 | 108,539,000 | 117,018,000 |
| Equity capital | 81,934,000 | 81,297,000 | 82,126,000 | 81,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,672,000 | 8,548,000 | 12,475,000 | 16,254,000 |
| Interest expense | 284,000 | 566,000 | 844,000 | 1,123,000 |
| Net interest income | 4,388,000 | 7,982,000 | 11,631,000 | 15,131,000 |
| Noninterest income | 942,000 | 2,036,000 | 3,051,000 | 4,047,000 |
| Noninterest expense | 1,791,000 | 3,782,000 | 5,856,000 | 7,677,000 |
| Provision for loan losses | -648,000 | -599,000 | -328,000 | -57,000 |
| Pretax income | 4,187,000 | 6,835,000 | 9,154,000 | 11,558,000 |
| Income tax | 1,463,000 | 2,384,000 | 3,187,000 | 4,022,000 |
| Net income | 2,724,000 | 4,451,000 | 5,967,000 | 7,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,072,000 | 71,799,000 | 71,316,000 | 72,882,000 |
| Total capital | 71,038,000 | 72,739,000 | 72,476,000 | 74,204,000 |
| Risk-weighted assets | 195,434,000 | 194,101,000 | 197,855,000 | 201,486,000 |
Machine access — free, no API key
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