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Call reports 2012

COMMERCE BANK — 2012

What COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/61ffc669-f668-4762-9382-541bff3f187c/2012

Balance sheet

What the bank holds and owes at quarter end

Measure2012Q12012Q22012Q32012Q4
Total assets536,630,000519,004,000509,918,000539,491,000
Total loans129,698,000129,682,000129,211,000129,382,000
Allowance for loan losses2,333,0001,920,0001,448,0001,689,000
Securities available for sale354,906,000335,168,000342,623,000370,844,000
Securities held to maturity200,000175,000175,000175,000
Trading assets0000
Total deposits440,655,000421,572,000403,959,000432,886,000
Interest-bearing deposits380,856,000361,353,000344,229,000337,591,000
Noninterest-bearing deposits59,799,00060,219,00059,730,00095,295,000
Equity capital77,938,00080,031,00082,174,00072,316,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2012Q12012Q22012Q32012Q4
Interest income3,537,0007,076,00010,365,00013,964,000
Interest expense623,0001,213,0001,760,0002,306,000
Net interest income2,914,0005,863,0008,605,00011,658,000
Noninterest income902,0002,167,0003,054,0004,152,000
Noninterest expense1,767,0003,566,0005,336,0006,785,000
Provision for loan losses187,000-195,000-578,000-300,000
Pretax income1,862,0004,659,0006,992,0009,967,000
Income tax608,0001,583,0002,389,0003,430,000
Net income1,254,0003,076,0004,603,0006,537,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2012Q12012Q22012Q32012Q4
Tier 1 capital64,716,00066,538,00068,065,00059,200,000
Total capital66,885,00068,562,00069,620,00060,982,000
Risk-weighted assets169,463,000169,630,000170,218,000176,637,000

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