Call reports 2008
COMMERCE BANK — 2008
What COMMERCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 448,809,000 | 446,586,000 | 440,141,000 | 444,588,000 |
| Total loans | 156,183,000 | 155,711,000 | 154,129,000 | 157,800,000 |
| Allowance for loan losses | 2,011,000 | 1,946,000 | 1,863,000 | 1,925,000 |
| Securities available for sale | 241,681,000 | 241,916,000 | 239,124,000 | 245,740,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,277,000 | 294,211,000 | 282,116,000 | 297,798,000 |
| Interest-bearing deposits | 242,527,000 | 249,504,000 | 242,046,000 | 259,939,000 |
| Noninterest-bearing deposits | 42,750,000 | 44,707,000 | 40,070,000 | 37,859,000 |
| Equity capital | 55,739,000 | 56,707,000 | 57,737,000 | 60,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 11,817,000 | 17,259,000 | 22,612,000 |
| Interest expense | 3,046,000 | 5,284,000 | 7,409,000 | 9,254,000 |
| Net interest income | 3,332,000 | 6,533,000 | 9,850,000 | 13,358,000 |
| Noninterest income | 1,083,000 | 2,096,000 | 3,231,000 | 4,238,000 |
| Noninterest expense | 1,908,000 | 3,923,000 | 6,009,000 | 7,779,000 |
| Provision for loan losses | 41,000 | 48,000 | 162,000 | 315,000 |
| Pretax income | 2,481,000 | 4,673,000 | 6,925,000 | 9,517,000 |
| Income tax | 848,000 | 1,610,000 | 2,354,000 | 3,249,000 |
| Net income | 1,633,000 | 3,063,000 | 4,571,000 | 6,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,707,000 | 48,164,000 | 49,704,000 | 51,427,000 |
| Total capital | 48,805,000 | 50,241,000 | 51,664,000 | 53,451,000 |
| Risk-weighted assets | 185,098,000 | 189,331,000 | 192,129,000 | 188,027,000 |
Machine access — free, no API key
Every figure shown here about COMMERCE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.