Call reports 2007
COMMERCE BANK — 2007
What COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 522,586,000 | 449,145,000 | 462,164,000 | 463,628,000 |
| Total loans | 164,843,000 | 160,538,000 | 156,831,000 | 166,115,000 |
| Allowance for loan losses | 2,656,000 | 2,774,000 | 2,398,000 | 1,976,000 |
| Securities available for sale | 307,519,000 | 245,433,000 | 260,220,000 | 255,487,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,742,000 | 331,845,000 | 293,704,000 | 283,023,000 |
| Interest-bearing deposits | 295,035,000 | 285,637,000 | 248,448,000 | 241,661,000 |
| Noninterest-bearing deposits | 45,707,000 | 46,208,000 | 45,256,000 | 41,362,000 |
| Equity capital | 50,223,000 | 51,121,000 | 53,831,000 | 52,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,402,000 | 14,606,000 | 21,593,000 | 28,272,000 |
| Interest expense | 4,438,000 | 8,361,000 | 12,181,000 | 15,724,000 |
| Net interest income | 2,964,000 | 6,245,000 | 9,412,000 | 12,548,000 |
| Noninterest income | 936,000 | 1,864,000 | 2,823,000 | 3,814,000 |
| Noninterest expense | 1,963,000 | 4,027,000 | 5,953,000 | 7,614,000 |
| Provision for loan losses | 158,000 | 283,000 | -97,000 | -410,000 |
| Pretax income | 462,000 | 2,623,000 | 5,143,000 | 7,922,000 |
| Income tax | 126,000 | 847,000 | 1,673,000 | 2,619,000 |
| Net income | 336,000 | 1,776,000 | 3,470,000 | 5,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,994,000 | 45,463,000 | 47,184,000 | 45,045,000 |
| Total capital | 46,558,000 | 47,840,000 | 49,526,000 | 47,109,000 |
| Risk-weighted assets | 204,981,000 | 189,666,000 | 187,220,000 | 191,821,000 |
Machine access — free, no API key
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