Call reports 2005
COMMERCE BANK — 2005
What COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 438,106,000 | 453,664,000 | 470,261,000 | 475,589,000 |
| Total loans | 129,485,000 | 136,341,000 | 142,567,000 | 148,261,000 |
| Allowance for loan losses | 2,427,000 | 2,454,000 | 2,536,000 | 2,402,000 |
| Securities available for sale | 263,651,000 | 269,595,000 | 288,432,000 | 281,549,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,405,000 | 302,585,000 | 321,508,000 | 327,211,000 |
| Interest-bearing deposits | 280,717,000 | 260,503,000 | 282,404,000 | 284,490,000 |
| Noninterest-bearing deposits | 39,688,000 | 42,082,000 | 39,104,000 | 42,721,000 |
| Equity capital | 41,661,000 | 42,969,000 | 43,609,000 | 43,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,765,000 | 10,086,000 | 15,859,000 | 21,904,000 |
| Interest expense | 1,599,000 | 3,672,000 | 6,274,000 | 9,117,000 |
| Net interest income | 3,166,000 | 6,414,000 | 9,585,000 | 12,787,000 |
| Noninterest income | 968,000 | 1,838,000 | 2,743,000 | 3,634,000 |
| Noninterest expense | 1,664,000 | 3,571,000 | 5,551,000 | 7,448,000 |
| Provision for loan losses | 105,000 | 208,000 | 315,000 | 314,000 |
| Pretax income | 2,434,000 | 4,685,000 | 6,674,000 | 8,871,000 |
| Income tax | 812,000 | 1,570,000 | 2,209,000 | 2,933,000 |
| Net income | 1,622,000 | 3,115,000 | 4,465,000 | 5,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,624,000 | 35,150,000 | 36,533,000 | 38,020,000 |
| Total capital | 36,974,000 | 37,561,000 | 38,973,000 | 40,445,000 |
| Risk-weighted assets | 187,802,000 | 191,098,000 | 194,472,000 | 193,936,000 |
Machine access — free, no API key
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