Call reports 2002
COMMERCE BANK — 2002
What COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 334,766,000 | 368,270,000 | 428,182,000 | 410,290,000 |
| Total loans | 142,486,000 | 139,793,000 | 137,618,000 | 134,452,000 |
| Allowance for loan losses | 2,669,000 | 2,960,000 | 2,981,000 | 2,761,000 |
| Securities available for sale | 160,266,000 | 199,256,000 | 235,938,000 | 243,380,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,073,000 | 320,087,000 | 314,847,000 | 329,670,000 |
| Interest-bearing deposits | 263,494,000 | 289,423,000 | 307,635,000 | 320,412,000 |
| Noninterest-bearing deposits | 31,579,000 | 30,664,000 | 7,213,000 | 9,258,000 |
| Equity capital | 31,479,000 | 34,462,000 | 36,375,000 | 39,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,706,000 | 9,800,000 | 15,112,000 | 20,640,000 |
| Interest expense | 1,634,000 | 3,207,000 | 4,825,000 | 6,610,000 |
| Net interest income | 3,072,000 | 6,593,000 | 10,287,000 | 14,030,000 |
| Noninterest income | 735,000 | 1,492,000 | 2,328,000 | 3,285,000 |
| Noninterest expense | 1,391,000 | 3,061,000 | 4,688,000 | 6,226,000 |
| Provision for loan losses | 61,000 | 121,000 | 185,000 | 245,000 |
| Pretax income | 2,363,000 | 4,895,000 | 7,751,000 | 10,853,000 |
| Income tax | 803,000 | 1,660,000 | 2,642,000 | 3,709,000 |
| Net income | 1,560,000 | 3,235,000 | 5,109,000 | 7,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,636,000 | 23,392,000 | 25,425,000 | 27,451,000 |
| Total capital | 23,709,000 | 25,502,000 | 27,658,000 | 29,650,000 |
| Risk-weighted assets | 165,211,000 | 167,982,000 | 177,924,000 | 173,526,000 |
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