Call reports 2005
BARTLETT FARMERS BANK, THE — 2005
What BARTLETT FARMERS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,368,000 | 46,103,000 | 44,998,000 | 45,763,000 |
| Total loans | 22,018,000 | 22,477,000 | 22,524,000 | 22,639,000 |
| Allowance for loan losses | 242,000 | 241,000 | 241,000 | 181,000 |
| Securities available for sale | 20,372,000 | 20,711,000 | 19,164,000 | 19,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,084,000 | 37,984,000 | 39,106,000 | 37,223,000 |
| Interest-bearing deposits | 31,310,000 | 31,029,000 | 31,633,000 | 30,480,000 |
| Noninterest-bearing deposits | 6,774,000 | 6,955,000 | 7,473,000 | 6,743,000 |
| Equity capital | 3,877,000 | 4,012,000 | 3,955,000 | 3,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,162,000 | 1,771,000 | 2,408,000 |
| Interest expense | 124,000 | 262,000 | 411,000 | 571,000 |
| Net interest income | 441,000 | 900,000 | 1,360,000 | 1,837,000 |
| Noninterest income | 51,000 | 104,000 | 173,000 | 232,000 |
| Noninterest expense | 413,000 | 834,000 | 1,278,000 | 1,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 90,000 | 183,000 | 271,000 | 366,000 |
| Income tax | 18,000 | 38,000 | 58,000 | 68,000 |
| Net income | 72,000 | 145,000 | 213,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,883,000 | 3,899,000 | 3,939,000 | 3,973,000 |
| Total capital | 4,125,000 | 4,140,000 | 4,180,000 | 4,154,000 |
| Risk-weighted assets | 20,652,000 | 21,919,000 | 21,766,000 | 22,029,000 |