Call reports 2003
BARTLETT FARMERS BANK, THE — 2003
What BARTLETT FARMERS BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,641,000 | 43,144,000 | 44,260,000 | 43,845,000 |
| Total loans | 21,339,000 | 20,683,000 | 21,399,000 | 21,121,000 |
| Allowance for loan losses | 291,000 | 271,000 | 267,000 | 262,000 |
| Securities available for sale | 19,176,000 | 18,680,000 | 19,795,000 | 19,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,642,000 | 39,051,000 | 38,477,000 | 36,990,000 |
| Interest-bearing deposits | 33,091,000 | 32,740,000 | 32,018,000 | 30,884,000 |
| Noninterest-bearing deposits | 5,551,000 | 6,311,000 | 6,459,000 | 6,106,000 |
| Equity capital | 3,684,000 | 3,889,000 | 3,623,000 | 3,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,141,000 | 1,689,000 | 2,233,000 |
| Interest expense | 188,000 | 348,000 | 495,000 | 626,000 |
| Net interest income | 389,000 | 793,000 | 1,194,000 | 1,607,000 |
| Noninterest income | 54,000 | 84,000 | 144,000 | 202,000 |
| Noninterest expense | 400,000 | 759,000 | 1,158,000 | 1,519,000 |
| Provision for loan losses | 0 | -17,000 | -15,000 | -15,000 |
| Pretax income | 43,000 | 140,000 | 200,000 | 342,000 |
| Income tax | 6,000 | 34,000 | 49,000 | 86,000 |
| Net income | 37,000 | 106,000 | 151,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,611,000 | 3,680,000 | 3,725,000 | 3,830,000 |
| Total capital | 3,866,000 | 3,932,000 | 3,992,000 | 4,092,000 |
| Risk-weighted assets | 20,386,000 | 20,139,000 | 21,326,000 | 20,928,000 |