Call reports 2023
DIME BANK, THE — 2023
What DIME BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 961,985,000 | 967,346,000 | 984,751,000 | 988,665,000 |
| Total loans | 670,658,000 | 685,945,000 | 710,161,000 | 722,446,000 |
| Allowance for loan losses | 10,383,000 | 10,660,000 | 11,030,000 | 10,807,000 |
| Securities available for sale | 219,740,000 | 210,590,000 | 199,332,000 | 195,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,505,000 | 797,293,000 | 786,676,000 | 828,195,000 |
| Interest-bearing deposits | 596,486,000 | 608,327,000 | 605,949,000 | 647,987,000 |
| Noninterest-bearing deposits | 194,019,000 | 188,966,000 | 180,727,000 | 180,208,000 |
| Equity capital | 89,078,000 | 88,639,000 | 85,982,000 | 95,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,637,000 | 21,975,000 | 34,377,000 | 48,196,000 |
| Interest expense | 2,497,000 | 5,614,000 | 9,636,000 | 14,292,000 |
| Net interest income | 8,140,000 | 16,361,000 | 24,741,000 | 33,904,000 |
| Noninterest income | 1,582,000 | 3,191,000 | 4,916,000 | 6,727,000 |
| Noninterest expense | 6,841,000 | 13,397,000 | 20,458,000 | 26,717,000 |
| Provision for loan losses | -132,000 | 152,000 | 549,000 | 833,000 |
| Pretax income | 3,013,000 | 6,008,000 | 8,655,000 | 13,041,000 |
| Income tax | 492,000 | 1,003,000 | 1,414,000 | 2,203,000 |
| Net income | 2,521,000 | 5,005,000 | 7,241,000 | 10,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,085,000 | 107,569,000 | 108,806,000 | 111,403,000 |
| Total capital | 116,400,000 | 118,024,000 | 119,547,000 | 122,253,000 |
| Risk-weighted assets | 825,107,000 | 836,218,000 | 859,020,000 | 867,502,000 |