Call reports 2016
DIME BANK, THE — 2016
What DIME BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 622,532,000 | 637,619,000 | 637,537,000 | 640,728,000 |
| Total loans | 476,051,000 | 467,289,000 | 489,563,000 | 495,329,000 |
| Allowance for loan losses | 8,693,000 | 8,181,000 | 8,473,000 | 8,533,000 |
| Securities available for sale | 100,101,000 | 117,746,000 | 101,057,000 | 94,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,078,000 | 502,587,000 | 509,295,000 | 509,599,000 |
| Interest-bearing deposits | 414,755,000 | 415,949,000 | 422,725,000 | 426,057,000 |
| Noninterest-bearing deposits | 79,323,000 | 86,638,000 | 86,570,000 | 83,542,000 |
| Equity capital | 67,095,000 | 68,606,000 | 69,223,000 | 69,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,335,000 | 12,688,000 | 19,179,000 | 25,734,000 |
| Interest expense | 678,000 | 1,375,000 | 2,059,000 | 2,750,000 |
| Net interest income | 5,657,000 | 11,313,000 | 17,120,000 | 22,984,000 |
| Noninterest income | 873,000 | 1,927,000 | 2,971,000 | 4,119,000 |
| Noninterest expense | 4,288,000 | 8,721,000 | 13,284,000 | 17,814,000 |
| Provision for loan losses | 350,000 | 675,000 | 1,000,000 | 1,000,000 |
| Pretax income | 1,896,000 | 3,848,000 | 5,804,000 | 8,097,000 |
| Income tax | 394,000 | 805,000 | 1,214,000 | 1,741,000 |
| Net income | 1,502,000 | 3,043,000 | 4,590,000 | 6,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,869,000 | 66,815,000 | 67,764,000 | 68,933,000 |
| Total capital | 72,536,000 | 73,506,000 | 74,617,000 | 75,859,000 |
| Risk-weighted assets | 531,319,000 | 533,778,000 | 546,582,000 | 552,507,000 |