Call reports 2015
DIME BANK, THE — 2015
What DIME BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 601,926,000 | 610,149,000 | 611,479,000 | 612,675,000 |
| Total loans | 458,892,000 | 461,135,000 | 471,161,000 | 471,364,000 |
| Allowance for loan losses | 8,210,000 | 8,853,000 | 9,368,000 | 8,277,000 |
| Securities available for sale | 95,264,000 | 103,538,000 | 99,029,000 | 94,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,583,000 | 489,745,000 | 489,420,000 | 490,640,000 |
| Interest-bearing deposits | 420,458,000 | 412,403,000 | 411,370,000 | 413,725,000 |
| Noninterest-bearing deposits | 70,125,000 | 77,342,000 | 78,050,000 | 76,915,000 |
| Equity capital | 64,806,000 | 65,007,000 | 66,266,000 | 65,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,149,000 | 12,225,000 | 18,452,000 | 24,682,000 |
| Interest expense | 681,000 | 1,329,000 | 1,972,000 | 2,607,000 |
| Net interest income | 5,468,000 | 10,896,000 | 16,480,000 | 22,075,000 |
| Noninterest income | 863,000 | 1,787,000 | 2,555,000 | 2,379,000 |
| Noninterest expense | 4,287,000 | 8,425,000 | 12,968,000 | 17,588,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 1,378,000 | 2,842,000 | 3,956,000 | 4,108,000 |
| Income tax | 223,000 | 463,000 | 637,000 | 459,000 |
| Net income | 1,155,000 | 2,379,000 | 3,319,000 | 3,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,536,000 | 64,259,000 | 65,200,000 | 64,986,000 |
| Total capital | 69,917,000 | 70,765,000 | 71,768,000 | 71,559,000 |
| Risk-weighted assets | 508,518,000 | 518,140,000 | 522,620,000 | 524,145,000 |