Call reports 2014
DIME BANK, THE — 2014
What DIME BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 600,913,000 | 607,840,000 | 620,220,000 | 610,770,000 |
| Total loans | 465,868,000 | 459,779,000 | 475,720,000 | 466,779,000 |
| Allowance for loan losses | 9,180,000 | 9,492,000 | 10,038,000 | 7,836,000 |
| Securities available for sale | 92,502,000 | 99,221,000 | 100,665,000 | 98,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,472,000 | 486,201,000 | 493,044,000 | 493,672,000 |
| Interest-bearing deposits | 425,518,000 | 414,564,000 | 424,909,000 | 424,461,000 |
| Noninterest-bearing deposits | 61,954,000 | 71,637,000 | 68,135,000 | 69,211,000 |
| Equity capital | 61,015,000 | 62,417,000 | 63,155,000 | 64,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,288,000 | 12,553,000 | 18,957,000 | 25,232,000 |
| Interest expense | 808,000 | 1,588,000 | 2,339,000 | 3,064,000 |
| Net interest income | 5,480,000 | 10,965,000 | 16,618,000 | 22,168,000 |
| Noninterest income | 953,000 | 1,955,000 | 2,533,000 | 3,596,000 |
| Noninterest expense | 3,974,000 | 8,088,000 | 12,078,000 | 16,344,000 |
| Provision for loan losses | 675,000 | 1,325,000 | 2,100,000 | 2,900,000 |
| Pretax income | 1,784,000 | 3,650,000 | 5,147,000 | 6,798,000 |
| Income tax | 343,000 | 713,000 | 951,000 | 1,251,000 |
| Net income | 1,441,000 | 2,937,000 | 4,196,000 | 5,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,492,000 | 61,514,000 | 62,174,000 | 62,925,000 |
| Total capital | 66,751,000 | 67,770,000 | 68,531,000 | 69,189,000 |
| Risk-weighted assets | 497,784,000 | 497,239,000 | 504,912,000 | 499,500,000 |