Call reports 2010
DIME BANK, THE — 2010
What DIME BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 552,809,000 | 559,833,000 | 547,619,000 | 541,724,000 |
| Total loans | 407,670,000 | 407,790,000 | 422,298,000 | 425,069,000 |
| Allowance for loan losses | 6,467,000 | 6,635,000 | 7,152,000 | 7,741,000 |
| Securities available for sale | 94,972,000 | 103,472,000 | 80,617,000 | 79,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,246,000 | 464,544,000 | 461,381,000 | 455,814,000 |
| Interest-bearing deposits | 413,904,000 | 415,328,000 | 410,709,000 | 411,667,000 |
| Noninterest-bearing deposits | 45,342,000 | 49,216,000 | 50,672,000 | 44,147,000 |
| Equity capital | 46,134,000 | 47,102,000 | 48,663,000 | 49,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,043,000 | 12,149,000 | 18,380,000 | 24,665,000 |
| Interest expense | 2,078,000 | 4,079,000 | 5,816,000 | 7,320,000 |
| Net interest income | 3,965,000 | 8,070,000 | 12,564,000 | 17,345,000 |
| Noninterest income | 954,000 | 2,056,000 | 3,051,000 | 4,082,000 |
| Noninterest expense | 3,166,000 | 6,372,000 | 9,607,000 | 12,731,000 |
| Provision for loan losses | 250,000 | 580,000 | 1,100,000 | 1,750,000 |
| Pretax income | 1,503,000 | 3,174,000 | 4,932,000 | 6,970,000 |
| Income tax | 385,000 | 832,000 | 1,307,000 | 1,712,000 |
| Net income | 1,118,000 | 2,342,000 | 3,625,000 | 5,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,348,000 | 46,073,000 | 47,359,000 | 48,492,000 |
| Total capital | 51,069,000 | 51,825,000 | 53,102,000 | 54,270,000 |
| Risk-weighted assets | 455,802,000 | 458,730,000 | 456,732,000 | 457,107,000 |