Call reports 2009
DIME BANK, THE — 2009
What DIME BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 471,780,000 | 491,874,000 | 513,859,000 | 530,252,000 |
| Total loans | 388,862,000 | 392,396,000 | 406,649,000 | 410,012,000 |
| Allowance for loan losses | 5,719,000 | 5,902,000 | 6,084,000 | 6,253,000 |
| Securities available for sale | 51,287,000 | 59,756,000 | 70,236,000 | 73,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,061,000 | 396,318,000 | 423,044,000 | 444,480,000 |
| Interest-bearing deposits | 339,611,000 | 348,945,000 | 378,601,000 | 403,429,000 |
| Noninterest-bearing deposits | 41,450,000 | 47,373,000 | 44,443,000 | 41,051,000 |
| Equity capital | 41,953,000 | 43,202,000 | 44,864,000 | 45,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,161,000 | 12,296,000 | 18,417,000 | 24,507,000 |
| Interest expense | 2,185,000 | 4,397,000 | 6,605,000 | 8,750,000 |
| Net interest income | 3,976,000 | 7,899,000 | 11,812,000 | 15,757,000 |
| Noninterest income | 922,000 | 1,954,000 | 2,885,000 | 3,974,000 |
| Noninterest expense | 3,028,000 | 6,271,000 | 9,331,000 | 12,253,000 |
| Provision for loan losses | 368,000 | 640,000 | 900,000 | 1,300,000 |
| Pretax income | 1,502,000 | 2,942,000 | 4,444,000 | 6,063,000 |
| Income tax | 399,000 | 750,000 | 1,159,000 | 1,591,000 |
| Net income | 1,103,000 | 2,192,000 | 3,285,000 | 4,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,862,000 | 42,957,000 | 44,047,000 | 44,727,000 |
| Total capital | 47,082,000 | 48,330,000 | 49,576,000 | 50,285,000 |
| Risk-weighted assets | 417,109,000 | 429,297,000 | 441,758,000 | 443,910,000 |