Call reports 2008
DIME BANK, THE — 2008
What DIME BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 437,516,000 | 445,048,000 | 463,457,000 | 472,031,000 |
| Total loans | 345,590,000 | 356,463,000 | 372,982,000 | 380,207,000 |
| Allowance for loan losses | 5,418,000 | 5,024,000 | 5,245,000 | 5,416,000 |
| Securities available for sale | 58,816,000 | 59,186,000 | 59,080,000 | 65,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,084,000 | 362,834,000 | 383,233,000 | 384,742,000 |
| Interest-bearing deposits | 324,889,000 | 320,553,000 | 340,437,000 | 344,363,000 |
| Noninterest-bearing deposits | 39,195,000 | 42,281,000 | 42,796,000 | 40,379,000 |
| Equity capital | 37,995,000 | 38,811,000 | 39,584,000 | 41,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,366,000 | 14,374,000 | 21,282,000 | 28,156,000 |
| Interest expense | 3,029,000 | 5,699,000 | 8,154,000 | 10,665,000 |
| Net interest income | 4,337,000 | 8,675,000 | 13,128,000 | 17,491,000 |
| Noninterest income | 937,000 | 1,798,000 | 2,852,000 | 3,765,000 |
| Noninterest expense | 2,730,000 | 5,440,000 | 8,208,000 | 11,061,000 |
| Provision for loan losses | 150,000 | 350,000 | 580,000 | 950,000 |
| Pretax income | 2,394,000 | 4,683,000 | 7,192,000 | 9,245,000 |
| Income tax | 720,000 | 1,414,000 | 2,178,000 | 2,784,000 |
| Net income | 1,674,000 | 3,269,000 | 5,014,000 | 6,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,037,000 | 39,038,000 | 40,184,000 | 41,057,000 |
| Total capital | 42,759,000 | 43,916,000 | 45,267,000 | 46,263,000 |
| Risk-weighted assets | 377,096,000 | 390,080,000 | 406,472,000 | 416,237,000 |