Call reports 2007
DIME BANK, THE — 2007
What DIME BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 404,662,000 | 427,055,000 | 429,269,000 | 433,981,000 |
| Total loans | 308,995,000 | 320,624,000 | 343,702,000 | 344,758,000 |
| Allowance for loan losses | 4,542,000 | 4,722,000 | 5,046,000 | 5,392,000 |
| Securities available for sale | 66,352,000 | 75,810,000 | 62,184,000 | 66,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,781,000 | 350,669,000 | 359,859,000 | 366,207,000 |
| Interest-bearing deposits | 306,898,000 | 313,286,000 | 324,416,000 | 329,836,000 |
| Noninterest-bearing deposits | 33,883,000 | 37,383,000 | 35,443,000 | 36,371,000 |
| Equity capital | 34,355,000 | 35,374,000 | 36,693,000 | 37,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,985,000 | 14,371,000 | 22,073,000 | 29,942,000 |
| Interest expense | 2,976,000 | 6,092,000 | 9,245,000 | 12,601,000 |
| Net interest income | 4,009,000 | 8,279,000 | 12,828,000 | 17,341,000 |
| Noninterest income | 810,000 | 1,649,000 | 2,571,000 | 3,517,000 |
| Noninterest expense | 2,404,000 | 4,912,000 | 7,362,000 | 10,027,000 |
| Provision for loan losses | 225,000 | 450,000 | 750,000 | 1,130,000 |
| Pretax income | 2,190,000 | 4,566,000 | 7,287,000 | 9,701,000 |
| Income tax | 684,000 | 1,428,000 | 2,284,000 | 3,031,000 |
| Net income | 1,506,000 | 3,138,000 | 5,003,000 | 6,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,355,000 | 35,539,000 | 36,654,000 | 37,520,000 |
| Total capital | 38,685,000 | 40,174,000 | 41,401,000 | 42,331,000 |
| Risk-weighted assets | 347,124,000 | 370,701,000 | 379,442,000 | 384,298,000 |