Call reports 2006
DIME BANK, THE — 2006
What DIME BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 360,780,000 | 370,762,000 | 389,528,000 | 403,243,000 |
| Total loans | 284,047,000 | 287,966,000 | 300,479,000 | 305,291,000 |
| Allowance for loan losses | 4,171,000 | 4,158,000 | 4,229,000 | 4,469,000 |
| Securities available for sale | 47,549,000 | 60,181,000 | 54,932,000 | 66,888,000 |
| Securities held to maturity | 199,000 | 199,000 | 200,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,772,000 | 301,953,000 | 323,887,000 | 339,792,000 |
| Interest-bearing deposits | 264,885,000 | 268,819,000 | 285,255,000 | 303,944,000 |
| Noninterest-bearing deposits | 30,887,000 | 33,134,000 | 38,632,000 | 35,848,000 |
| Equity capital | 30,225,000 | 30,992,000 | 32,040,000 | 33,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,455,000 | 11,356,000 | 17,679,000 | 24,637,000 |
| Interest expense | 1,939,000 | 4,149,000 | 6,574,000 | 9,478,000 |
| Net interest income | 3,516,000 | 7,207,000 | 11,105,000 | 15,159,000 |
| Noninterest income | 739,000 | 1,522,000 | 2,281,000 | 3,155,000 |
| Noninterest expense | 2,273,000 | 4,681,000 | 6,983,000 | 9,238,000 |
| Provision for loan losses | 215,000 | 215,000 | 400,000 | 785,000 |
| Pretax income | 1,767,000 | 3,833,000 | 6,003,000 | 8,291,000 |
| Income tax | 560,000 | 1,220,000 | 1,915,000 | 2,647,000 |
| Net income | 1,207,000 | 2,613,000 | 4,088,000 | 5,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,464,000 | 31,361,000 | 32,139,000 | 33,297,000 |
| Total capital | 34,244,000 | 35,312,000 | 36,195,000 | 37,570,000 |
| Risk-weighted assets | 302,036,000 | 315,899,000 | 325,447,000 | 341,619,000 |