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Call reports 2005

DIME BANK, THE — 2005

What DIME BANK, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/61f7a262-e4db-4dc8-9ee5-76d0c71b9197/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets331,726,000346,591,000349,690,000357,957,000
Total loans259,489,000268,510,000286,788,000283,773,000
Allowance for loan losses3,393,0003,568,0003,757,0003,973,000
Securities available for sale47,492,00054,816,00042,710,00053,854,000
Securities held to maturity198,000199,000199,000199,000
Trading assets0000
Total deposits277,036,000284,586,000293,266,000296,235,000
Interest-bearing deposits242,541,000245,293,000254,225,000258,237,000
Noninterest-bearing deposits34,495,00039,293,00039,041,00037,998,000
Equity capital27,532,00028,295,00028,961,00029,484,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income4,174,0008,824,00013,793,00019,195,000
Interest expense1,294,0002,716,0004,279,0006,118,000
Net interest income2,880,0006,108,0009,514,00013,077,000
Noninterest income736,0001,353,0002,065,0002,799,000
Noninterest expense2,029,0004,134,0006,228,0008,411,000
Provision for loan losses220,000393,000575,000850,000
Pretax income1,367,0002,934,0004,776,0006,615,000
Income tax430,000929,0001,521,0002,110,000
Net income937,0002,005,0003,255,0004,505,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital27,685,00028,260,00029,011,00029,758,000
Total capital31,078,00031,828,00032,758,00033,576,000
Risk-weighted assets280,851,000295,039,000299,763,000305,263,000

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