Call reports 2004
DIME BANK, THE — 2004
What DIME BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 296,162,000 | 316,564,000 | 321,300,000 | 325,463,000 |
| Total loans | 228,348,000 | 236,193,000 | 253,060,000 | 253,253,000 |
| Allowance for loan losses | 3,349,000 | 3,109,000 | 3,314,000 | 3,172,000 |
| Securities available for sale | 48,798,000 | 56,402,000 | 43,574,000 | 55,372,000 |
| Securities held to maturity | 197,000 | 198,000 | 198,000 | 198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,707,000 | 263,086,000 | 271,289,000 | 271,844,000 |
| Interest-bearing deposits | 244,405,000 | 232,570,000 | 237,820,000 | 240,162,000 |
| Noninterest-bearing deposits | 9,302,000 | 30,516,000 | 33,469,000 | 31,682,000 |
| Equity capital | 26,536,000 | 26,657,000 | 27,325,000 | 27,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,548,000 | 11,596,000 | 15,799,000 |
| Interest expense | 1,028,000 | 2,082,000 | 3,191,000 | 4,412,000 |
| Net interest income | 2,702,000 | 5,466,000 | 8,405,000 | 11,387,000 |
| Noninterest income | 714,000 | 1,314,000 | 2,003,000 | 2,836,000 |
| Noninterest expense | 1,783,000 | 3,590,000 | 5,451,000 | 7,421,000 |
| Provision for loan losses | 377,000 | 865,000 | 1,126,000 | 1,126,000 |
| Pretax income | 1,256,000 | 2,325,000 | 3,831,000 | 5,676,000 |
| Income tax | 383,000 | 711,000 | 1,177,000 | 1,773,000 |
| Net income | 873,000 | 1,614,000 | 2,654,000 | 3,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,027,000 | 26,419,000 | 27,106,000 | 27,351,000 |
| Total capital | 29,034,000 | 29,528,000 | 30,405,000 | 30,523,000 |
| Risk-weighted assets | 240,205,000 | 256,603,000 | 263,945,000 | 280,228,000 |