Call reports 2002
DIME BANK, THE — 2002
What DIME BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 247,350,000 | 260,165,000 | 267,370,000 | 280,606,000 |
| Total loans | 162,916,000 | 168,194,000 | 183,385,000 | 188,556,000 |
| Allowance for loan losses | 2,518,000 | 2,679,000 | 2,751,000 | 2,818,000 |
| Securities available for sale | 64,436,000 | 76,613,000 | 56,754,000 | 78,536,000 |
| Securities held to maturity | 417,000 | 420,000 | 423,000 | 426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,095,000 | 216,792,000 | 230,834,000 | 240,099,000 |
| Interest-bearing deposits | 189,599,000 | 195,736,000 | 206,264,000 | 216,822,000 |
| Noninterest-bearing deposits | 20,496,000 | 21,056,000 | 24,570,000 | 23,277,000 |
| Equity capital | 21,352,000 | 22,150,000 | 22,911,000 | 23,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 7,719,000 | 11,534,000 | 15,457,000 |
| Interest expense | 1,480,000 | 2,899,000 | 4,252,000 | 5,619,000 |
| Net interest income | 2,386,000 | 4,820,000 | 7,282,000 | 9,838,000 |
| Noninterest income | 400,000 | 772,000 | 1,138,000 | 1,686,000 |
| Noninterest expense | 1,441,000 | 2,872,000 | 4,352,000 | 5,878,000 |
| Provision for loan losses | 225,000 | 429,000 | 575,000 | 675,000 |
| Pretax income | 1,120,000 | 2,291,000 | 3,493,000 | 4,971,000 |
| Income tax | 357,000 | 723,000 | 1,102,000 | 1,569,000 |
| Net income | 763,000 | 1,568,000 | 2,391,000 | 3,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,029,000 | 21,654,000 | 22,301,000 | 22,942,000 |
| Total capital | 23,526,000 | 24,333,000 | 24,978,000 | 25,760,000 |
| Risk-weighted assets | 199,740,000 | 216,725,000 | 214,087,000 | 226,991,000 |