Call reports 2025
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2025
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 668,134,000 | 659,462,000 | 667,927,000 | 669,416,000 |
| Total loans | 406,011,000 | 412,344,000 | 411,816,000 | 407,079,000 |
| Allowance for loan losses | 4,095,000 | 4,195,000 | 4,220,000 | 4,220,000 |
| Securities available for sale | 165,014,000 | 152,356,000 | 140,858,000 | 159,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,224,000 | 565,292,000 | 570,399,000 | 570,654,000 |
| Interest-bearing deposits | 492,212,000 | 482,551,000 | 489,704,000 | 494,863,000 |
| Noninterest-bearing deposits | 83,012,000 | 82,741,000 | 80,695,000 | 75,791,000 |
| Equity capital | 68,029,000 | 69,035,000 | 71,918,000 | 73,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,317,000 | 12,881,000 | 19,731,000 | 26,671,000 |
| Interest expense | 2,308,000 | 4,565,000 | 6,805,000 | 9,079,000 |
| Net interest income | 4,009,000 | 8,316,000 | 12,926,000 | 17,592,000 |
| Noninterest income | 555,000 | 1,097,000 | 1,685,000 | 2,239,000 |
| Noninterest expense | 4,038,000 | 8,074,000 | 12,514,000 | 16,756,000 |
| Provision for loan losses | 50,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 476,000 | 1,189,000 | 1,919,000 | 2,897,000 |
| Income tax | 80,000 | 215,000 | 366,000 | 588,000 |
| Net income | 396,000 | 974,000 | 1,553,000 | 2,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,265,000 | 78,842,000 | 79,422,000 | 80,178,000 |
| Total capital | 82,567,000 | 83,244,000 | 83,852,000 | 84,608,000 |
| Risk-weighted assets | 375,143,000 | 377,796,000 | 373,190,000 | 369,971,000 |