Call reports 2023
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2023
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 631,800,000 | 614,157,000 | 624,448,000 | 630,035,000 |
| Total loans | 353,597,000 | 352,123,000 | 368,274,000 | 380,510,000 |
| Allowance for loan losses | 4,223,000 | 4,223,000 | 4,223,000 | 3,940,000 |
| Securities available for sale | 223,847,000 | 213,173,000 | 202,218,000 | 200,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,228,000 | 543,789,000 | 538,015,000 | 539,647,000 |
| Interest-bearing deposits | 479,306,000 | 463,397,000 | 459,678,000 | 460,501,000 |
| Noninterest-bearing deposits | 80,922,000 | 80,392,000 | 78,337,000 | 79,146,000 |
| Equity capital | 58,909,000 | 57,373,000 | 56,104,000 | 60,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,985,000 | 10,160,000 | 15,348,000 | 20,817,000 |
| Interest expense | 621,000 | 1,480,000 | 2,658,000 | 4,289,000 |
| Net interest income | 4,364,000 | 8,680,000 | 12,690,000 | 16,528,000 |
| Noninterest income | 550,000 | 1,103,000 | 1,680,000 | 2,221,000 |
| Noninterest expense | 3,704,000 | 7,587,000 | 11,440,000 | 15,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,210,000 | 2,196,000 | 2,930,000 | 3,424,000 |
| Income tax | 309,000 | 560,000 | 737,000 | 852,000 |
| Net income | 901,000 | 1,636,000 | 2,193,000 | 2,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,639,000 | 75,373,000 | 75,930,000 | 76,324,000 |
| Total capital | 78,887,000 | 79,621,000 | 80,195,000 | 80,525,000 |
| Risk-weighted assets | 352,346,000 | 341,017,000 | 357,676,000 | 365,146,000 |