Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 642,857,000 | 640,241,000 | 629,736,000 | 624,594,000 |
| Total loans | 323,741,000 | 331,083,000 | 345,653,000 | 345,646,000 |
| Allowance for loan losses | 4,223,000 | 4,223,000 | 4,223,000 | 4,223,000 |
| Securities available for sale | 241,343,000 | 239,241,000 | 228,534,000 | 222,673,000 |
| Securities held to maturity | 864,000 | 860,000 | 856,000 | 852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,577,000 | 578,367,000 | 571,875,000 | 557,358,000 |
| Interest-bearing deposits | 501,920,000 | 497,555,000 | 491,846,000 | 477,494,000 |
| Noninterest-bearing deposits | 75,657,000 | 80,812,000 | 80,029,000 | 79,864,000 |
| Equity capital | 60,772,000 | 57,296,000 | 53,028,000 | 54,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,891,000 | 8,105,000 | 12,641,000 | 17,431,000 |
| Interest expense | 203,000 | 402,000 | 758,000 | 1,062,000 |
| Net interest income | 3,688,000 | 7,703,000 | 11,883,000 | 16,369,000 |
| Noninterest income | 539,000 | 1,065,000 | 1,610,000 | 2,149,000 |
| Noninterest expense | 3,668,000 | 7,365,000 | 11,118,000 | 14,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 559,000 | 1,403,000 | 2,261,000 | 3,641,000 |
| Income tax | 134,000 | 337,000 | 555,000 | 907,000 |
| Net income | 425,000 | 1,066,000 | 1,706,000 | 2,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,428,000 | 72,069,000 | 72,709,000 | 73,737,000 |
| Total capital | 75,580,000 | 76,288,000 | 76,956,000 | 77,985,000 |
| Risk-weighted assets | 332,054,000 | 337,492,000 | 346,039,000 | 343,698,000 |