Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 572,734,000 | 597,620,000 | 612,390,000 | 639,722,000 |
| Total loans | 304,973,000 | 304,765,000 | 317,471,000 | 323,475,000 |
| Allowance for loan losses | 4,209,000 | 4,209,000 | 4,209,000 | 4,223,000 |
| Securities available for sale | 191,754,000 | 211,071,000 | 227,512,000 | 223,057,000 |
| Securities held to maturity | 1,035,000 | 876,000 | 872,000 | 868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,788,000 | 523,243,000 | 536,897,000 | 566,272,000 |
| Interest-bearing deposits | 431,404,000 | 451,090,000 | 463,776,000 | 488,719,000 |
| Noninterest-bearing deposits | 67,384,000 | 72,153,000 | 73,121,000 | 77,553,000 |
| Equity capital | 70,056,000 | 70,298,000 | 70,630,000 | 69,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,396,000 | 11,113,000 | 14,933,000 |
| Interest expense | 280,000 | 536,000 | 769,000 | 984,000 |
| Net interest income | 3,411,000 | 6,860,000 | 10,344,000 | 13,949,000 |
| Noninterest income | 471,000 | 862,000 | 1,375,000 | 1,971,000 |
| Noninterest expense | 3,233,000 | 6,344,000 | 9,842,000 | 13,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 649,000 | 1,378,000 | 1,877,000 | 2,474,000 |
| Income tax | 156,000 | 331,000 | 456,000 | 599,000 |
| Net income | 493,000 | 1,047,000 | 1,421,000 | 1,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,621,000 | 70,175,000 | 70,550,000 | 71,003,000 |
| Total capital | 73,192,000 | 73,812,000 | 74,448,000 | 74,960,000 |
| Risk-weighted assets | 285,001,000 | 290,371,000 | 311,541,000 | 316,270,000 |