Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 436,494,000 | 445,616,000 | 459,039,000 | 458,832,000 |
| Total loans | 283,634,000 | 281,868,000 | 280,766,000 | 286,422,000 |
| Allowance for loan losses | 3,182,000 | 3,182,000 | 3,184,000 | 3,184,000 |
| Securities available for sale | 105,112,000 | 117,363,000 | 127,054,000 | 140,143,000 |
| Securities held to maturity | 1,074,000 | 1,069,000 | 1,064,000 | 1,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,086,000 | 376,473,000 | 388,786,000 | 387,981,000 |
| Interest-bearing deposits | 324,727,000 | 331,298,000 | 342,784,000 | 344,537,000 |
| Noninterest-bearing deposits | 44,359,000 | 45,175,000 | 46,002,000 | 43,444,000 |
| Equity capital | 63,947,000 | 65,446,000 | 66,422,000 | 67,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,103,000 | 8,277,000 | 12,642,000 | 16,817,000 |
| Interest expense | 428,000 | 924,000 | 1,478,000 | 2,003,000 |
| Net interest income | 3,675,000 | 7,353,000 | 11,164,000 | 14,814,000 |
| Noninterest income | 388,000 | 759,000 | 1,245,000 | 1,631,000 |
| Noninterest expense | 2,962,000 | 5,872,000 | 8,922,000 | 11,923,000 |
| Provision for loan losses | -12,000 | -12,000 | -12,000 | -12,000 |
| Pretax income | 1,116,000 | 2,255,000 | 3,502,000 | 4,580,000 |
| Income tax | 285,000 | 575,000 | 900,000 | 1,174,000 |
| Net income | 831,000 | 1,680,000 | 2,602,000 | 3,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,461,000 | 65,310,000 | 66,232,000 | 67,034,000 |
| Total capital | 67,444,000 | 68,238,000 | 69,173,000 | 70,040,000 |
| Risk-weighted assets | 238,426,000 | 234,103,000 | 235,042,000 | 240,299,000 |