Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 418,993,000 | 426,000,000 | 434,331,000 | 424,418,000 |
| Total loans | 275,376,000 | 276,686,000 | 277,673,000 | 282,377,000 |
| Allowance for loan losses | 3,194,000 | 3,194,000 | 3,194,000 | 3,194,000 |
| Securities available for sale | 109,363,000 | 117,947,000 | 123,006,000 | 119,318,000 |
| Securities held to maturity | 1,092,000 | 1,088,000 | 1,083,000 | 1,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,893,000 | 362,289,000 | 369,716,000 | 358,310,000 |
| Interest-bearing deposits | 312,061,000 | 317,049,000 | 321,157,000 | 314,136,000 |
| Noninterest-bearing deposits | 43,832,000 | 45,240,000 | 48,559,000 | 44,174,000 |
| Equity capital | 59,661,000 | 60,335,000 | 61,013,000 | 62,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,695,000 | 7,474,000 | 11,477,000 | 15,565,000 |
| Interest expense | 111,000 | 244,000 | 406,000 | 686,000 |
| Net interest income | 3,584,000 | 7,230,000 | 11,071,000 | 14,879,000 |
| Noninterest income | 408,000 | 730,000 | 1,101,000 | 1,466,000 |
| Noninterest expense | 2,834,000 | 5,761,000 | 8,703,000 | 11,548,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,158,000 | 2,199,000 | 3,469,000 | 4,797,000 |
| Income tax | 330,000 | 627,000 | 975,000 | 1,314,000 |
| Net income | 828,000 | 1,572,000 | 2,494,000 | 3,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,975,000 | 61,719,000 | 62,641,000 | 63,630,000 |
| Total capital | 64,069,000 | 64,752,000 | 65,658,000 | 66,675,000 |
| Risk-weighted assets | 247,363,000 | 242,507,000 | 241,087,000 | 243,433,000 |