Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 409,133,000 | 407,563,000 | 413,945,000 | 406,768,000 |
| Total loans | 236,483,000 | 242,692,000 | 252,343,000 | 266,952,000 |
| Allowance for loan losses | 3,168,000 | 3,194,000 | 3,194,000 | 3,194,000 |
| Securities available for sale | 130,423,000 | 128,721,000 | 117,202,000 | 114,643,000 |
| Securities held to maturity | 1,111,000 | 1,106,000 | 1,102,000 | 1,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,104,000 | 345,312,000 | 351,160,000 | 344,073,000 |
| Interest-bearing deposits | 311,600,000 | 305,206,000 | 310,786,000 | 302,861,000 |
| Noninterest-bearing deposits | 36,504,000 | 40,106,000 | 40,374,000 | 41,212,000 |
| Equity capital | 57,983,000 | 58,925,000 | 59,528,000 | 59,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,400,000 | 6,825,000 | 10,326,000 | 13,914,000 |
| Interest expense | 96,000 | 196,000 | 299,000 | 404,000 |
| Net interest income | 3,304,000 | 6,629,000 | 10,027,000 | 13,510,000 |
| Noninterest income | 389,000 | 760,000 | 1,100,000 | 1,484,000 |
| Noninterest expense | 2,726,000 | 5,453,000 | 8,130,000 | 10,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 967,000 | 1,936,000 | 3,002,000 | 4,021,000 |
| Income tax | 348,000 | 697,000 | 1,067,000 | 1,879,000 |
| Net income | 619,000 | 1,239,000 | 1,935,000 | 2,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,473,000 | 59,093,000 | 59,789,000 | 59,996,000 |
| Total capital | 61,207,000 | 61,924,000 | 62,665,000 | 63,089,000 |
| Risk-weighted assets | 218,305,000 | 226,083,000 | 229,745,000 | 247,321,000 |