Call reports 2016
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2016
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 383,174,000 | 387,622,000 | 395,969,000 | 400,207,000 |
| Total loans | 222,256,000 | 222,194,000 | 230,260,000 | 233,048,000 |
| Allowance for loan losses | 3,091,000 | 3,091,000 | 3,125,000 | 3,125,000 |
| Securities available for sale | 112,434,000 | 124,496,000 | 124,233,000 | 128,268,000 |
| Securities held to maturity | 950,000 | 947,000 | 1,120,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,208,000 | 327,270,000 | 335,359,000 | 339,891,000 |
| Interest-bearing deposits | 291,921,000 | 293,883,000 | 301,211,000 | 300,840,000 |
| Noninterest-bearing deposits | 32,287,000 | 33,387,000 | 34,148,000 | 39,051,000 |
| Equity capital | 56,248,000 | 57,328,000 | 57,708,000 | 57,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,420,000 | 9,817,000 | 13,080,000 |
| Interest expense | 104,000 | 203,000 | 297,000 | 389,000 |
| Net interest income | 3,028,000 | 6,217,000 | 9,520,000 | 12,691,000 |
| Noninterest income | 405,000 | 749,000 | 1,098,000 | 1,462,000 |
| Noninterest expense | 2,671,000 | 5,342,000 | 8,179,000 | 10,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 789,000 | 1,651,000 | 2,471,000 | 3,277,000 |
| Income tax | 278,000 | 592,000 | 883,000 | 1,173,000 |
| Net income | 511,000 | 1,059,000 | 1,588,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,261,000 | 56,809,000 | 57,338,000 | 57,854,000 |
| Total capital | 58,872,000 | 59,425,000 | 59,998,000 | 60,546,000 |
| Risk-weighted assets | 208,337,000 | 208,806,000 | 212,341,000 | 214,915,000 |