Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 367,974,000 | 372,337,000 | 370,443,000 | 370,564,000 |
| Total loans | 212,375,000 | 214,228,000 | 213,258,000 | 217,970,000 |
| Allowance for loan losses | 3,070,000 | 3,064,000 | 3,091,000 | 3,091,000 |
| Securities available for sale | 107,153,000 | 118,248,000 | 114,009,000 | 118,122,000 |
| Securities held to maturity | 963,000 | 960,000 | 957,000 | 954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,138,000 | 314,742,000 | 312,595,000 | 312,568,000 |
| Interest-bearing deposits | 283,601,000 | 283,929,000 | 280,948,000 | 280,734,000 |
| Noninterest-bearing deposits | 27,538,000 | 30,813,000 | 31,647,000 | 31,834,000 |
| Equity capital | 54,466,000 | 54,488,000 | 55,270,000 | 55,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,180,000 | 6,293,000 | 9,352,000 | 12,481,000 |
| Interest expense | 133,000 | 257,000 | 375,000 | 484,000 |
| Net interest income | 3,047,000 | 6,036,000 | 8,977,000 | 11,997,000 |
| Noninterest income | 383,000 | 745,000 | 1,371,000 | 1,735,000 |
| Noninterest expense | 2,795,000 | 5,499,000 | 8,328,000 | 10,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 635,000 | 1,343,000 | 2,081,000 | 2,844,000 |
| Income tax | 222,000 | 470,000 | 639,000 | 904,000 |
| Net income | 413,000 | 873,000 | 1,442,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,224,000 | 54,684,000 | 55,253,000 | 55,750,000 |
| Total capital | 56,739,000 | 57,210,000 | 57,789,000 | 58,323,000 |
| Risk-weighted assets | 200,648,000 | 201,528,000 | 202,365,000 | 205,195,000 |