Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2014
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 360,985,000 | 360,327,000 | 362,129,000 | 362,112,000 |
| Total loans | 206,086,000 | 211,474,000 | 209,359,000 | 212,763,000 |
| Allowance for loan losses | 3,195,000 | 3,173,000 | 3,131,000 | 3,133,000 |
| Securities available for sale | 95,612,000 | 95,229,000 | 97,854,000 | 99,989,000 |
| Securities held to maturity | 380,000 | 378,000 | 377,000 | 967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,057,000 | 304,443,000 | 306,216,000 | 305,818,000 |
| Interest-bearing deposits | 282,255,000 | 278,417,000 | 279,651,000 | 279,906,000 |
| Noninterest-bearing deposits | 23,803,000 | 26,026,000 | 26,565,000 | 25,912,000 |
| Equity capital | 52,502,000 | 53,184,000 | 53,558,000 | 53,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,315,000 | 9,512,000 | 12,631,000 |
| Interest expense | 195,000 | 374,000 | 541,000 | 691,000 |
| Net interest income | 2,914,000 | 5,941,000 | 8,971,000 | 11,940,000 |
| Noninterest income | 313,000 | 647,000 | 940,000 | 1,271,000 |
| Noninterest expense | 2,622,000 | 5,324,000 | 8,019,000 | 11,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 588,000 | 1,249,000 | 1,877,000 | 1,845,000 |
| Income tax | 200,000 | 425,000 | 661,000 | 650,000 |
| Net income | 388,000 | 824,000 | 1,216,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,004,000 | 53,439,000 | 53,832,000 | 53,810,000 |
| Total capital | 55,420,000 | 55,887,000 | 56,292,000 | 56,303,000 |
| Risk-weighted assets | 192,522,000 | 195,215,000 | 196,132,000 | 198,794,000 |