Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 351,917,000 | 351,905,000 | 356,477,000 | 354,257,000 |
| Total loans | 207,496,000 | 207,931,000 | 205,651,000 | 206,027,000 |
| Allowance for loan losses | 3,343,000 | 3,289,000 | 3,324,000 | 3,314,000 |
| Securities available for sale | 51,159,000 | 77,908,000 | 82,471,000 | 95,381,000 |
| Securities held to maturity | 309,000 | 309,000 | 309,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,994,000 | 298,038,000 | 301,969,000 | 299,762,000 |
| Interest-bearing deposits | 278,173,000 | 277,865,000 | 280,410,000 | 276,883,000 |
| Noninterest-bearing deposits | 19,821,000 | 20,173,000 | 21,559,000 | 22,879,000 |
| Equity capital | 51,399,000 | 51,243,000 | 51,855,000 | 51,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,329,000 | 6,374,000 | 9,492,000 | 12,637,000 |
| Interest expense | 297,000 | 573,000 | 832,000 | 1,056,000 |
| Net interest income | 3,032,000 | 5,801,000 | 8,660,000 | 11,581,000 |
| Noninterest income | 195,000 | 477,000 | 557,000 | 826,000 |
| Noninterest expense | 2,596,000 | 5,297,000 | 8,112,000 | 10,773,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 481,000 | 781,000 | 930,000 | 1,459,000 |
| Income tax | 161,000 | 257,000 | 319,000 | 508,000 |
| Net income | 320,000 | 524,000 | 611,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,357,000 | 51,561,000 | 52,275,000 | 52,615,000 |
| Total capital | 53,578,000 | 53,899,000 | 54,624,000 | 54,994,000 |
| Risk-weighted assets | 176,550,000 | 186,068,000 | 186,735,000 | 189,376,000 |