Call reports 2026
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2026
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 697,822,000 | 694,298,000 |
| Total loans | 488,326,000 | 505,440,000 |
| Allowance for loan losses | 9,208,000 | 9,392,000 |
| Securities available for sale | 89,373,000 | 76,716,000 |
| Securities held to maturity | 74,834,000 | 73,651,000 |
| Trading assets | 0 | 0 |
| Total deposits | 644,396,000 | 638,312,000 |
| Interest-bearing deposits | 479,676,000 | 474,245,000 |
| Noninterest-bearing deposits | 164,720,000 | 164,067,000 |
| Equity capital | 44,204,000 | 45,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,153,000 | 20,435,000 |
| Interest expense | 2,177,000 | 4,606,000 |
| Net interest income | 7,976,000 | 15,829,000 |
| Noninterest income | 1,434,000 | 2,776,000 |
| Noninterest expense | 4,517,000 | 8,925,000 |
| Provision for loan losses | 250,000 | 485,000 |
| Pretax income | 4,518,000 | 8,991,000 |
| Income tax | 305,000 | 575,000 |
| Net income | 4,213,000 | 8,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 58,601,000 | 59,859,000 |
| Total capital | 65,610,000 | 66,850,000 |
| Risk-weighted assets | 557,879,000 | 556,181,000 |