Call reports 2024
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2024
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 612,264,000 | 596,680,000 | 614,596,000 | 631,953,000 |
| Total loans | 364,293,000 | 373,721,000 | 385,061,000 | 403,376,000 |
| Allowance for loan losses | 7,041,000 | 7,140,000 | 7,163,000 | 7,687,000 |
| Securities available for sale | 99,039,000 | 98,923,000 | 100,362,000 | 81,793,000 |
| Securities held to maturity | 84,306,000 | 83,154,000 | 81,770,000 | 80,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,777,000 | 558,707,000 | 570,683,000 | 590,397,000 |
| Interest-bearing deposits | 409,903,000 | 394,834,000 | 414,491,000 | 433,666,000 |
| Noninterest-bearing deposits | 166,874,000 | 163,873,000 | 156,192,000 | 156,731,000 |
| Equity capital | 29,630,000 | 31,992,000 | 36,680,000 | 34,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,362,000 | 16,653,000 | 25,238,000 | 34,211,000 |
| Interest expense | 1,730,000 | 3,569,000 | 5,437,000 | 7,490,000 |
| Net interest income | 6,632,000 | 13,084,000 | 19,801,000 | 26,721,000 |
| Noninterest income | 1,004,000 | 2,031,000 | 3,185,000 | 4,239,000 |
| Noninterest expense | 4,006,000 | 7,584,000 | 11,585,000 | 15,100,000 |
| Provision for loan losses | 135,000 | 252,000 | 502,000 | 1,102,000 |
| Pretax income | 3,455,000 | 7,206,000 | 10,792,000 | 14,087,000 |
| Income tax | 225,000 | 460,000 | 685,000 | 803,000 |
| Net income | 3,230,000 | 6,746,000 | 10,107,000 | 13,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,890,000 | 53,201,000 | 53,898,000 | 54,355,000 |
| Total capital | 58,113,000 | 59,381,000 | 60,373,000 | 60,488,000 |
| Risk-weighted assets | 496,757,000 | 493,182,000 | 517,028,000 | 488,723,000 |