Call reports 2022
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2022
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 539,073,000 | 541,022,000 | 546,005,000 | 563,965,000 |
| Total loans | 267,485,000 | 288,156,000 | 309,865,000 | 318,644,000 |
| Allowance for loan losses | 6,318,000 | 6,359,000 | 6,349,000 | 6,359,000 |
| Securities available for sale | 195,104,000 | 192,320,000 | 99,896,000 | 99,096,000 |
| Securities held to maturity | 0 | 0 | 91,794,000 | 90,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,092,000 | 520,572,000 | 524,179,000 | 539,106,000 |
| Interest-bearing deposits | 359,046,000 | 367,284,000 | 368,317,000 | 385,691,000 |
| Noninterest-bearing deposits | 148,047,000 | 153,288,000 | 155,861,000 | 153,414,000 |
| Equity capital | 29,337,000 | 16,955,000 | 18,257,000 | 21,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,379,000 | 9,220,000 | 14,703,000 | 20,561,000 |
| Interest expense | 361,000 | 692,000 | 1,041,000 | 1,470,000 |
| Net interest income | 4,018,000 | 8,528,000 | 13,662,000 | 19,091,000 |
| Noninterest income | 1,177,000 | 2,310,000 | 3,247,000 | 4,158,000 |
| Noninterest expense | 3,205,000 | 6,193,000 | 9,324,000 | 12,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,987,000 | 4,642,000 | 7,564,000 | 10,806,000 |
| Income tax | 135,000 | 270,000 | 415,000 | 647,000 |
| Net income | 1,852,000 | 4,372,000 | 7,149,000 | 10,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,750,000 | 43,637,000 | 44,781,000 | 46,205,000 |
| Total capital | 47,570,000 | 48,793,000 | 49,934,000 | 51,580,000 |
| Risk-weighted assets | 383,940,000 | 411,298,000 | 411,090,000 | 429,063,000 |