Call reports 2021
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2021
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 506,354,000 | 513,841,000 | 520,989,000 | 564,389,000 |
| Total loans | 250,027,000 | 254,147,000 | 254,190,000 | 253,948,000 |
| Allowance for loan losses | 6,322,000 | 6,313,000 | 6,317,000 | 6,303,000 |
| Securities available for sale | 166,904,000 | 177,481,000 | 180,607,000 | 185,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,947,000 | 470,770,000 | 475,941,000 | 521,409,000 |
| Interest-bearing deposits | 321,841,000 | 224,295,000 | 224,504,000 | 379,324,000 |
| Noninterest-bearing deposits | 143,106,000 | 246,475,000 | 251,437,000 | 142,085,000 |
| Equity capital | 38,619,000 | 40,158,000 | 41,894,000 | 40,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,157,000 | 8,454,000 | 12,902,000 | 17,090,000 |
| Interest expense | 409,000 | 806,000 | 1,201,000 | 1,613,000 |
| Net interest income | 3,748,000 | 7,648,000 | 11,701,000 | 15,477,000 |
| Noninterest income | 1,087,000 | 2,149,000 | 3,381,000 | 4,415,000 |
| Noninterest expense | 2,558,000 | 5,356,000 | 8,309,000 | 11,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,274,000 | 4,431,000 | 6,759,000 | 8,811,000 |
| Income tax | 135,000 | 270,000 | 405,000 | 518,000 |
| Net income | 2,139,000 | 4,161,000 | 6,354,000 | 8,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,882,000 | 39,878,000 | 40,903,000 | 42,065,000 |
| Total capital | 43,357,000 | 44,590,000 | 45,617,000 | 47,339,000 |
| Risk-weighted assets | 356,033,000 | 375,227,000 | 375,367,000 | 420,962,000 |