Call reports 2012
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2012
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 293,194,000 | 293,890,000 | 288,376,000 | 294,356,000 |
| Total loans | 187,758,000 | 193,330,000 | 196,553,000 | 195,470,000 |
| Allowance for loan losses | 3,251,000 | 3,661,000 | 4,001,000 | 4,198,000 |
| Securities available for sale | 84,844,000 | 78,706,000 | 70,464,000 | 73,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,839,000 | 266,219,000 | 260,567,000 | 267,169,000 |
| Interest-bearing deposits | 226,255,000 | 224,390,000 | 215,567,000 | 223,297,000 |
| Noninterest-bearing deposits | 40,584,000 | 41,829,000 | 45,000,000 | 43,872,000 |
| Equity capital | 24,651,000 | 25,678,000 | 25,990,000 | 25,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,065,000 | 10,537,000 | 13,913,000 |
| Interest expense | 631,000 | 1,242,000 | 1,819,000 | 2,281,000 |
| Net interest income | 2,865,000 | 5,823,000 | 8,718,000 | 11,632,000 |
| Noninterest income | 634,000 | 1,177,000 | 1,800,000 | 2,240,000 |
| Noninterest expense | 1,930,000 | 3,607,000 | 5,544,000 | 7,314,000 |
| Provision for loan losses | 350,000 | 775,000 | 1,125,000 | 1,375,000 |
| Pretax income | 1,219,000 | 2,713,000 | 4,019,000 | 5,353,000 |
| Income tax | 63,000 | 211,000 | 316,000 | 314,000 |
| Net income | 1,156,000 | 2,502,000 | 3,703,000 | 5,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,866,000 | 23,543,000 | 23,833,000 | 24,264,000 |
| Total capital | 25,380,000 | 26,089,000 | 26,383,000 | 26,859,000 |
| Risk-weighted assets | 199,840,000 | 202,126,000 | 201,756,000 | 205,488,000 |