Call reports 2011
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2011
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 283,802,000 | 286,624,000 | 280,794,000 | 281,488,000 |
| Total loans | 184,170,000 | 186,476,000 | 188,894,000 | 192,106,000 |
| Allowance for loan losses | 3,011,000 | 2,791,000 | 3,194,000 | 3,086,000 |
| Securities available for sale | 73,881,000 | 75,294,000 | 65,900,000 | 67,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,380,000 | 257,634,000 | 254,238,000 | 256,004,000 |
| Interest-bearing deposits | 221,825,000 | 217,623,000 | 215,145,000 | 216,821,000 |
| Noninterest-bearing deposits | 37,555,000 | 40,010,000 | 39,093,000 | 39,183,000 |
| Equity capital | 22,632,000 | 23,616,000 | 24,637,000 | 24,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,420,000 | 6,963,000 | 10,520,000 | 13,927,000 |
| Interest expense | 784,000 | 1,524,000 | 2,210,000 | 2,857,000 |
| Net interest income | 2,636,000 | 5,439,000 | 8,310,000 | 11,070,000 |
| Noninterest income | 485,000 | 962,000 | 1,537,000 | 1,623,000 |
| Noninterest expense | 1,812,000 | 3,472,000 | 5,446,000 | 6,931,000 |
| Provision for loan losses | 200,000 | 600,000 | 1,000,000 | 1,300,000 |
| Pretax income | 982,000 | 2,294,000 | 3,602,000 | 4,663,000 |
| Income tax | 81,000 | 159,000 | 261,000 | 284,000 |
| Net income | 901,000 | 2,135,000 | 3,341,000 | 4,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,965,000 | 21,516,000 | 22,040,000 | 22,395,000 |
| Total capital | 23,413,000 | 23,992,000 | 24,513,000 | 24,895,000 |
| Risk-weighted assets | 197,692,000 | 197,053,000 | 196,554,000 | 200,983,000 |