Call reports 2010
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2010
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 268,960,000 | 272,485,000 | 268,063,000 | 272,116,000 |
| Total loans | 186,063,000 | 186,274,000 | 189,407,000 | 189,194,000 |
| Allowance for loan losses | 2,529,000 | 2,877,000 | 3,126,000 | 3,089,000 |
| Securities available for sale | 58,722,000 | 61,853,000 | 54,945,000 | 55,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,468,000 | 245,627,000 | 244,007,000 | 249,123,000 |
| Interest-bearing deposits | 209,615,000 | 213,043,000 | 209,599,000 | 215,507,000 |
| Noninterest-bearing deposits | 34,853,000 | 32,584,000 | 34,408,000 | 33,616,000 |
| Equity capital | 19,798,000 | 21,637,000 | 21,852,000 | 21,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,444,000 | 7,030,000 | 10,667,000 | 14,140,000 |
| Interest expense | 961,000 | 1,912,000 | 2,848,000 | 3,694,000 |
| Net interest income | 2,483,000 | 5,118,000 | 7,819,000 | 10,446,000 |
| Noninterest income | 549,000 | 1,067,000 | 1,552,000 | 1,919,000 |
| Noninterest expense | 1,589,000 | 3,213,000 | 5,010,000 | 6,687,000 |
| Provision for loan losses | 400,000 | 750,000 | 1,150,000 | 1,450,000 |
| Pretax income | 1,043,000 | 2,314,000 | 3,512,000 | 4,557,000 |
| Income tax | 69,000 | 135,000 | 204,000 | 295,000 |
| Net income | 974,000 | 2,179,000 | 3,308,000 | 4,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,896,000 | 19,650,000 | 20,327,000 | 20,734,000 |
| Total capital | 21,425,000 | 22,180,000 | 22,791,000 | 23,217,000 |
| Risk-weighted assets | 201,831,000 | 201,296,000 | 195,680,000 | 200,902,000 |