Call reports 2002
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2002
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,712,000 | 54,094,000 | 66,027,000 | 72,716,000 |
| Total loans | 23,241,000 | 32,158,000 | 36,965,000 | 44,470,000 |
| Allowance for loan losses | 254,000 | 344,000 | 405,000 | 472,000 |
| Securities available for sale | 11,577,000 | 14,353,000 | 20,833,000 | 20,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,339,000 | 45,414,000 | 57,144,000 | 63,277,000 |
| Interest-bearing deposits | 31,696,000 | 38,885,000 | 49,146,000 | 56,254,000 |
| Noninterest-bearing deposits | 3,643,000 | 6,529,000 | 7,998,000 | 7,023,000 |
| Equity capital | 8,185,000 | 8,339,000 | 8,373,000 | 8,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,242,000 | 2,141,000 | 3,041,000 |
| Interest expense | 187,000 | 453,000 | 808,000 | 1,138,000 |
| Net interest income | 322,000 | 789,000 | 1,333,000 | 1,903,000 |
| Noninterest income | 11,000 | 18,000 | 30,000 | 133,000 |
| Noninterest expense | 358,000 | 743,000 | 1,235,000 | 1,762,000 |
| Provision for loan losses | 99,000 | 189,000 | 250,000 | 329,000 |
| Pretax income | -124,000 | -125,000 | -122,000 | -12,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -124,000 | -125,000 | -122,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,295,000 | 8,339,000 | 8,206,000 | 8,316,000 |
| Total capital | 8,549,000 | 8,683,000 | 8,611,000 | 8,788,000 |
| Risk-weighted assets | 44,076,000 | 54,393,000 | 66,265,000 | 47,211,000 |