Call reports 2001
FIRST COMMUNITY BANK OF CENTRAL ALABAMA — 2001
What FIRST COMMUNITY BANK OF CENTRAL ALABAMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Total assets | 16,276,000 | 32,890,000 |
| Total loans | 1,792,000 | 14,395,000 |
| Allowance for loan losses | 10,000 | 155,000 |
| Securities available for sale | 0 | 11,044,000 |
| Securities held to maturity | 1,496,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 8,336,000 | 24,756,000 |
| Interest-bearing deposits | 6,538,000 | 20,341,000 |
| Noninterest-bearing deposits | 1,798,000 | 4,415,000 |
| Equity capital | 7,931,000 | 8,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Interest income | 59,000 | 424,000 |
| Interest expense | 55,000 | 169,000 |
| Net interest income | 4,000 | 255,000 |
| Noninterest income | 3,000 | 9,000 |
| Noninterest expense | 341,000 | 723,000 |
| Provision for loan losses | 10,000 | 155,000 |
| Pretax income | -344,000 | -614,000 |
| Income tax | 0 | 0 |
| Net income | -344,000 | -614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Tier 1 capital | 7,931,000 | 8,141,000 |
| Total capital | 7,931,000 | 8,141,000 |
| Risk-weighted assets | 16,276,000 | 33,056,000 |
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