Call reports 2020
MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,992,781,000 | 2,018,630,000 | 2,027,347,000 | 2,051,715,000 |
| Total loans | 1,799,359,000 | 1,779,555,000 | 1,775,482,000 | 1,790,747,000 |
| Allowance for loan losses | 12,764,000 | 14,764,000 | 16,590,000 | 18,036,000 |
| Securities available for sale | 39,226,000 | 39,462,000 | 39,589,000 | 39,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,300,917,000 | 1,327,117,000 | 1,332,546,000 | 1,350,294,000 |
| Interest-bearing deposits | 1,263,973,000 | 1,284,491,000 | 1,289,110,000 | 1,304,701,000 |
| Noninterest-bearing deposits | 36,944,000 | 42,626,000 | 43,436,000 | 45,593,000 |
| Equity capital | 652,865,000 | 652,663,000 | 655,903,000 | 661,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 20,317,000 | 34,488,000 | 52,230,000 | 71,125,000 |
| Interest expense | 3,695,000 | 7,203,000 | 10,291,000 | 13,031,000 |
| Net interest income | 16,622,000 | 27,285,000 | 41,939,000 | 58,094,000 |
| Noninterest income | 96,000 | 406,000 | 528,000 | 603,000 |
| Noninterest expense | 8,905,000 | 18,147,000 | 26,721,000 | 35,964,000 |
| Provision for loan losses | -489,000 | 1,511,000 | 3,446,000 | 4,892,000 |
| Pretax income | 8,302,000 | 8,033,000 | 12,300,000 | 17,841,000 |
| Income tax | 2,030,000 | 2,165,000 | 3,307,000 | 2,492,000 |
| Net income | 6,272,000 | 5,868,000 | 8,993,000 | 15,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 653,280,000 | 652,877,000 | 656,002,000 | 662,358,000 |
| Total capital | 666,044,000 | 667,641,000 | 672,592,000 | 680,394,000 |
| Risk-weighted assets | 1,494,577,000 | 1,485,403,000 | 1,472,240,000 | 1,479,605,000 |