Call reports 2016
MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,765,170,000 | 1,756,729,000 | 1,758,859,000 | 1,782,487,000 |
| Total loans | 1,602,815,000 | 1,629,609,000 | 1,632,015,000 | 1,628,183,000 |
| Allowance for loan losses | 15,629,000 | 15,715,000 | 15,541,000 | 15,754,000 |
| Securities available for sale | 0 | 16,355,000 | 16,287,000 | 15,463,000 |
| Securities held to maturity | 65,736,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,180,831,000 | 1,165,900,000 | 1,165,048,000 | 1,179,412,000 |
| Interest-bearing deposits | 1,153,171,000 | 1,134,911,000 | 1,135,678,000 | 1,141,444,000 |
| Noninterest-bearing deposits | 27,660,000 | 30,989,000 | 29,370,000 | 37,968,000 |
| Equity capital | 560,429,000 | 566,031,000 | 569,198,000 | 576,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 18,605,000 | 37,577,000 | 56,082,000 | 76,222,000 |
| Interest expense | 1,053,000 | 2,105,000 | 3,422,000 | 4,922,000 |
| Net interest income | 17,552,000 | 35,472,000 | 52,660,000 | 71,300,000 |
| Noninterest income | 162,000 | 266,000 | 350,000 | 569,000 |
| Noninterest expense | 7,248,000 | 15,261,000 | 23,439,000 | 32,480,000 |
| Provision for loan losses | -2,000 | 232,000 | 58,000 | 304,000 |
| Pretax income | 10,468,000 | 20,350,000 | 29,618,000 | 39,190,000 |
| Income tax | 4,165,000 | 8,879,000 | 14,950,000 | 14,992,000 |
| Net income | 6,303,000 | 11,471,000 | 14,668,000 | 24,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 563,014,000 | 567,748,000 | 571,379,000 | 580,908,000 |
| Total capital | 578,643,000 | 583,463,000 | 586,920,000 | 596,662,000 |
| Risk-weighted assets | 1,449,154,000 | 1,467,149,000 | 1,450,159,000 | 1,436,566,000 |