Call reports 2015
MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,752,990,000 | 1,746,162,000 | 1,748,354,000 | 1,752,843,000 |
| Total loans | 1,540,146,000 | 1,550,769,000 | 1,545,009,000 | 1,565,701,000 |
| Allowance for loan losses | 18,207,000 | 17,138,000 | 15,624,000 | 15,681,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 120,817,000 | 120,608,000 | 118,247,000 | 90,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,193,267,000 | 1,180,540,000 | 1,175,492,000 | 1,173,501,000 |
| Interest-bearing deposits | 1,164,923,000 | 1,150,662,000 | 1,146,869,000 | 1,145,437,000 |
| Noninterest-bearing deposits | 28,344,000 | 29,878,000 | 28,623,000 | 28,064,000 |
| Equity capital | 536,339,000 | 541,723,000 | 548,478,000 | 554,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,230,000 | 37,970,000 | 56,692,000 | 75,978,000 |
| Interest expense | 1,092,000 | 2,180,000 | 3,269,000 | 4,341,000 |
| Net interest income | 18,138,000 | 35,790,000 | 53,423,000 | 71,637,000 |
| Noninterest income | 79,000 | -285,000 | 519,000 | 1,085,000 |
| Noninterest expense | 7,753,000 | 15,594,000 | 22,824,000 | 30,875,000 |
| Provision for loan losses | -1,184,000 | -2,065,000 | -3,690,000 | -4,137,000 |
| Pretax income | 11,648,000 | 21,976,000 | 34,808,000 | 45,984,000 |
| Income tax | 5,378,000 | 10,322,000 | 16,399,000 | 21,791,000 |
| Net income | 6,270,000 | 11,654,000 | 18,409,000 | 24,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 538,787,000 | 544,171,000 | 550,926,000 | 556,711,000 |
| Total capital | 556,422,000 | 561,309,000 | 566,550,000 | 572,392,000 |
| Risk-weighted assets | 1,410,266,000 | 1,421,187,000 | 1,404,727,000 | 1,425,118,000 |