Call reports 2013
MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,736,995,000 | 1,727,393,000 | 1,738,245,000 | 1,737,852,000 |
| Total loans | 1,514,092,000 | 1,526,719,000 | 1,541,154,000 | 1,541,161,000 |
| Allowance for loan losses | 19,676,000 | 21,203,000 | 20,815,000 | 19,448,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 103,050,000 | 102,698,000 | 95,634,000 | 100,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,226,534,000 | 1,210,558,000 | 1,214,678,000 | 1,208,389,000 |
| Interest-bearing deposits | 1,202,638,000 | 1,187,967,000 | 1,187,128,000 | 1,182,465,000 |
| Noninterest-bearing deposits | 23,896,000 | 22,591,000 | 27,550,000 | 25,924,000 |
| Equity capital | 488,577,000 | 494,749,000 | 501,077,000 | 509,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,528,000 | 41,442,000 | 60,188,000 | 80,056,000 |
| Interest expense | 1,424,000 | 2,805,000 | 4,173,000 | 5,513,000 |
| Net interest income | 19,104,000 | 38,637,000 | 56,015,000 | 74,543,000 |
| Noninterest income | 13,000 | 280,000 | 324,000 | 426,000 |
| Noninterest expense | 6,164,000 | 12,683,000 | 18,908,000 | 26,712,000 |
| Provision for loan losses | 1,721,000 | 3,248,000 | 2,356,000 | 989,000 |
| Pretax income | 11,232,000 | 22,986,000 | 35,075,000 | 47,268,000 |
| Income tax | 5,385,000 | 10,967,000 | 16,728,000 | 22,216,000 |
| Net income | 5,847,000 | 12,019,000 | 18,347,000 | 25,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 491,794,000 | 497,966,000 | 504,294,000 | 510,999,000 |
| Total capital | 509,237,000 | 515,592,000 | 521,981,000 | 528,730,000 |
| Risk-weighted assets | 1,393,178,000 | 1,406,478,000 | 1,411,802,000 | 1,416,795,000 |