Call reports 2022
CITIZENS STATE BANK — 2022
What CITIZENS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 84,381,000 | 81,302,000 |
| Total loans | 27,367,000 | 26,317,000 |
| Allowance for loan losses | 374,000 | 402,000 |
| Securities available for sale | 44,322,000 | 42,217,000 |
| Securities held to maturity | 1,437,000 | 1,387,000 |
| Trading assets | 0 | 0 |
| Total deposits | 62,561,000 | 61,815,000 |
| Interest-bearing deposits | 50,535,000 | 50,096,000 |
| Noninterest-bearing deposits | 12,026,000 | 11,719,000 |
| Equity capital | 7,712,000 | 5,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 520,000 | 1,074,000 |
| Interest expense | 84,000 | 166,000 |
| Net interest income | 436,000 | 908,000 |
| Noninterest income | 49,000 | 96,000 |
| Noninterest expense | 318,000 | 601,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 167,000 | 398,000 |
| Income tax | 12,000 | 23,000 |
| Net income | 155,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 10,982,000 | 11,202,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.