Call reports 2026
CITIZENS TRUST BANK — 2026
What CITIZENS TRUST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 786,846,000 | 790,287,000 |
| Total loans | 384,767,000 | 389,838,000 |
| Allowance for loan losses | 4,717,000 | 4,903,000 |
| Securities available for sale | 287,626,000 | 291,597,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 669,648,000 | 678,130,000 |
| Interest-bearing deposits | 397,122,000 | 400,900,000 |
| Noninterest-bearing deposits | 272,526,000 | 277,230,000 |
| Equity capital | 103,801,000 | 98,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,597,000 | 19,431,000 |
| Interest expense | 1,706,000 | 3,410,000 |
| Net interest income | 7,891,000 | 16,021,000 |
| Noninterest income | 1,202,000 | 2,383,000 |
| Noninterest expense | 5,065,000 | 9,958,000 |
| Provision for loan losses | 127,000 | 338,000 |
| Pretax income | 3,901,000 | 8,108,000 |
| Income tax | 897,000 | 1,865,000 |
| Net income | 3,004,000 | 6,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 110,052,000 | 106,285,000 |
| Total capital | 115,176,000 | 111,595,000 |
| Risk-weighted assets | 451,544,000 | 467,503,000 |